Buying an RV can be expensive, with some topping $100,000. So, there are not many of us that can write a check for the full value when it comes to buying a new or used RV. That is why it pays to do your research and carefully consider your RV financing options. RV loans come in many shapes and sizes, and may last well beyond ten years, and slight differences can make a big difference. For example, a 1% difference on a $50,000 RV loan for ten years will cost you an extra $5,000. Whether you are applying for a good credit RV loan or a bad credit RV loan, it pays to do your research. Generally speaking, there are two types of RV lenders. Direct Lenders are financial services companies, like a bank or a credit union. They actually have the money to lend you for your RV and have their own underwriting standards. They may be local, like a credit union, or they may be national. Indirect Lenders are agents or brokers, companies who make a commission by placing your loan with a qualified direct lending institution. Many indirect RV lenders have an Internet business model where you submit the application online and they contact lenders with your completed application. There are important advantages to both, and both are valuable resources when you are looking for your RV loan. The important thing to know before you begin submitting applications is whether you are working with a direct or indirect lending source. That will save you time, confusion, and possibly costs as you begin the process of securing your loan for a new or used RV.

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Below are established RV lenders, lenders who specialize in both good credit RV loans and bad credit RV loans. We have categorized them into Direct RV lenders and Indirect RV lenders for ease of reference.


Direct RV Lenders


Scott Financial Services RV Loans
Bank of the West RV Loans
Essex Credit RV Loans
US Bank RV Loans
Sun Trust RV Loans
Nationwide RV Loans
Sterling Acceptance Corporation RV Loans
JJ Best RV Loans
Financial Underwriters Network RV Loans
Southeast Financial RV Loans
Open Road Financial

Indirect RV Lenders


Scott RV Loans
Good Sam RV Loans
RV Financing Direct
eRV Loans
RV Lending Group